Crippling debt, creditor harassment, wage garnishment, and foreclosure don't have to be your reality. Bankruptcy is a powerful legal tool that stops creditors in their tracks and gives you a genuine fresh start. Our Chicago bankruptcy attorneys guide you through every step.
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The two most common forms of consumer bankruptcy are Chapter 7 and Chapter 13. Chapter 7 is a liquidation bankruptcy that discharges most unsecured debts — credit cards, medical bills, personal loans — in as little as 3-4 months. Chapter 13 is a reorganization bankruptcy that allows you to keep assets while repaying debts over 3-5 years. The right choice depends on your income, assets, and goals — and our Chicago bankruptcy attorneys help you make that determination with confidence.
The moment you file for bankruptcy, an automatic stay goes into effect — immediately stopping all collection calls, lawsuits, wage garnishments, bank levies, and foreclosure proceedings. This breathing room allows you to stabilize your situation while your case proceeds. Our attorneys file quickly when clients are facing imminent creditor action, providing relief within hours of filing.
Our network of Chicago attorneys handles every variation of this case type. Call now or submit below for a free case review.
Discharging credit card debt, medical bills, and personal loans — fresh start in 3-4 months.
Reorganizing debt and keeping assets while repaying over 3-5 years on a court-approved plan.
Overwhelming hospital and medical bills dischargeable in Chapter 7.
Eliminating high-interest credit card balances that have become unmanageable.
Using Chapter 13 to stop foreclosure and catch up on missed mortgage payments.
Chapter 7 or Chapter 11 for businesses facing insurmountable debt.
Immediately halting wage garnishments through the automatic stay.
Evaluating whether your student loans qualify for hardship discharge.
Our attorneys fight for every category of damages available under Illinois law. Don't settle for less than you deserve.
Get answers to the most common questions about your case — then call us for a free, personalized consultation.
Illinois has strict statutes of limitations. The sooner you act, the stronger your case.